| Account Registration & Maintenance | Free (No minimum balance requirement) |
| Assigned Personal IBAN | Free |
| In-App Wallet Top-Up via Debit Card | Free |
| Inbound Local Bank Transfer (via IBAN) | Free |
| Virtual Visa + Jaywan Card Issuance - Digital | Free |
| Physical Card Issuance / Replacement | AED 50 |
| Local Merchant Spending (POS & Online) | Free |
| Utility Bill Payments & Telecom Recharges | Free |
| Local ATM Cash Withdrawal (Jaywan Network) | Standard network fee applies 2.5 AED |
| International ATM Cash Withdrawal (Visa Network) | Standard international ATM fee (~AED 15–20) + FX conversion margin |
| Outbound Domestic Transfer (Aani / Local IBAN) | Free |
| International Remittances (Direct Bank / Cash Pickup) | Varies by destination country (e.g., India/Pakistan/Philippines start between AED 0 – AED 26.50) |
